Retainer Service
Comprehensive financial planning is an ongoing process, not a one-time event. With a Retainer you pay one annual fee which allows you to call or visit me at any time at no additional cost.
The Retainer begins with a thorough analysis of your personal finances. Then we start building a comprehensive personal financial plan piece-by-piece. We touch all the bases: tax planning, goal setting, portfolio analysis, insurance review, retirement planning, estate planning and so on.
Once you have a comprehensive plan, your Retainer keeps delivering value by helping you adapt to changing circumstances. We meet--at minimum--four times a year to maintain and adjust your plan through tax preparation, investment review, tax planning, and a year-end wrap-up.
And because you have an open-ended retainer we can schedule additional meetings at no extra cost. This flexibility allows you to stay on top of your finances and react immediately to new laws, tax code revisions, changes in the investment environment and changes in your personal situation.
The Retainer Service includes
- Tax preparation
- Tax planning
- Business planning
- Goal setting
- Investment advising (portfolio analysis, asset allocation and investment implementation)
- Estate planning
- Insurance review
- Spending plan
- Debt reduction plan
- Set up Cambridge Account Plan for bill payment and automatic saving
- Record keeping system
- … and anything else that affects your finances
The cost of Retainer Service is tax deductible.
